All additional costs should always be added to the purchase price of the property.
NextMoving to Spain is an inspiring step. A new climate, the sea, culture, a fresh start… Everything seems simple until you begin to deal with Spanish bureaucracy, banking procedures, and the specifics of the housing market. To help you avoid repeating other people’s mistakes, we’ve gathered real-life examples and practical tips.
NextThe process of buying property on the Costa Blanca almost always begins with the same question. A brand-new, gleaming residential complex with a pool and an aerothermal system – or an apartment “with a history”, just a few steps from the sea, but with its own quirks?
NextGetting a mortgage in Spain is a realistic option for many foreigners. Here are the main points you should take into account.
NextThe issue of illegal property occupation – okupación – remains one of the most hotly debated topics in Spain. It’s a country where the sun shines generously, but where the law is not always on the side of property owners. The problem is particularly acute in resort areas, where apartments and villas stand empty for most of the year.
NextThe good news is that it’s possible. Yes, if you don’t speak the language, your options are more limited, but they’re not completely closed off. You just need to know where to look and how to position yourself.
NextSpain knows how to make you fall in love at first sight: sunshine, palm trees, coffee on the terrace, and the feeling that life has finally slowed down. But there’s a gap between the holiday postcard and real life – usually a year or two of adaptation. And it’s better to go through that consciously.
The list below is not meant to scare you, but to be an honest conversation about what many new residents face. No drama, but no rose-tinted glasses either.
NextSpain’s bureaucracy is a legendary “beast” that sooner or later everyone who moves here ends up facing. There are countless stories about it – never-ending queues, “mañana” instead of clear deadlines, and certificates that suddenly turn out to be invalid. And there is some truth in that. However, it’s important to understand that the system is not chaotic; it simply operates by its own rules. Once you accept them, you save not only time, but also your nerves.
NextReverse mortgage in Spain: when your property starts working for you
NextWhen selling real estate in Spain, two taxes apply. The first is capital gains tax. The second is the land value increase tax. Let’s take a closer look at these two taxes.
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